we broke down traditional and Roth IRAs, making it simple to understand the benefits and differences. Traditional IRAs provide an upfront tax advantage but are taxed later, while Roth IRAs are funded with after-tax dollars, growing and withdrawing tax-free. Compound interest and starting early with consistent contributions amplify long-term growth, regardless of the account type. For those offering life insurance, understanding these principles helps you better address client needs, showcasing how permanent life insurance can complement or even replace traditional retirement accounts.
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